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NHS Continuing Healthcare
CHC EXPLAINED:
Everything Your Family Needs to Know
This page explains NHS Continuing Healthcare - what it is, who qualifies, how the assessment process works, and what you can do if your family has been turned down.
Not sure where to start?
That's exactly what the free consultation is for.
45 minutes with a Senior Registered Nurse who has been through this system for 40 years.
Or read more about CHC Funding here
NHS Continuing Healthcare Funding for Mental Health Needs: Is It Possible?
NHS Continuing Healthcare is not just for physical conditions. Find out when mental health needs qualify, how the assessment works differently, and what Section 117 means for your situation.
2 min read
What Medical Conditions Qualify for NHS Continuing Healthcare Funding?
NHS Continuing Healthcare is not based on diagnosis, but certain conditions frequently meet the threshold. Find out which conditions qualify and what the assessment actually looks at.
2 min read
How Hard Is It to Get NHS Continuing Healthcare?
NHS Continuing Healthcare is a legal entitlement, but getting it recognised is harder than it should be. Find out why so many applications are refused and what genuinely improves the outcome.
2 min read
What Are the 4 Criteria for NHS Continuing Healthcare?
Nature, intensity, complexity, unpredictability: the four criteria that determine whether a primary health need exists for NHS Continuing Healthcare. Find out what each one means for your case.
2 min read
Does Having Savings Affect NHS CHC Funding Eligibility?
No. CHC is not means-tested. A person's savings, property, income, or pension are completely irrelevant to CHC eligibility and to the amount of funding awarded. This is the most important distinction between CHC and local authority social care. If a person qualifies, the NHS funds their care in full (regardless of how much money they have).
1 min read
What Qualifies as a Primary Health Need for CHC Funding?
To qualify for CHC, a person must be found to have a 'primary health need' - this is the legal test set out in the NHS National Framework for Continuing Healthcare. A primary health need exists when the care a person requires is primarily driven by their health condition - not just social or personal care needs. The assessment looks at four key factors: Nature What type of care is needed, and does it require clinical oversight — such as medication management, wound care, or c
1 min read
Who Qualifies for NHS Continuing Healthcare?
CHC eligibility is not decided on the basis of a diagnosis. The NHS does not look at what condition a person has and say 'yes' or 'no' on that basis. Eligibility is decided entirely on the nature of the person's care needs. To qualify for NHS Continuing Healthcare (CHC), you must be an adult aged 18 or over living in England, Wales, or Northern Ireland who is assessed as having a "primary health need". This fully funded, free package of care is not means-tested and is entirel
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What Is the Difference Between CHC and Social Care?
NHS Continuing Healthcare (CHC) Local Authority Social Care Funded entirely by the NHS You may have to pay Covers all care costs (health and personal care) Covers personal care needs only Not affected by savings or property Threshold: roughly £23,250 in savings before you must pay in full Available at home or in a care home Subject to local authority eligibility criteria Decided by the NHS (Integrated Care Board) Decided by your local council
1 min read
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